The S&P/ASX200 Accumulation index had a flat month, quarter, and half year, with a -0.91% return since the end of March. The one year numbers still show a gain of 9.25%, quite a bit lower than the 12 months that ended 30 June. Global markets had a better month, with gains of 3.39% and a rolling 12 month return that tops the charts at 15.89%.Bond markets sold off again during September as interest rates rose. The one year figures are negative or close to it for both global and

The property market, you will probably know that we don’t often comment on residential property. Due to it being such a heterogeneous asset